The ABBL Payments Cluster is a platform for its members to discuss payments services and instruments, to share their experience of the development of this highly dynamic market and to exchange on critical policy issues underlying growth, innovation and competition.

It lays the foundations for a unique collaboration between banks, payment institutions, electronic money institutions, support PSF, payment infrastructure providers, firms of lawyers and consultants, reflecting the diversity of the ecosystem in Luxembourg and the membership of the ABBL.

The payments landscape in Luxembourg

The digital transformation of our society is accelerating and payments services are playing an increasingly important role, directly enabling that evolution. The payments sector is growing at a strong pace, and the range of payment services is expanding to meet a diverse demand from consumers who are increasingly shopping on-line, SMEs which are keen to sell cross-border, merchants whose cash flow requires constant management or large corporates which need to optimise complex transactions.

The dynamism of the payments landscape in Luxembourg reflects these international trends and the strength of the country as a leading global financial centre and a key player within the European single market. The number of payment services providers established in Luxembourg continues to grow, representing a range of different technologies, business models and positioning along the payments value chain.


Van den Bulcke


Adviser - Payments & Digital

Antoine Van den Bulcke joined the ABBL in October 2017 as Adviser in the Innovation, Payments & Digital team. In particular, he contributes to the activities of the Payments Cluster and is a member of several working groups of the European Payments Council and the Cybersecurity Working Group of the European Banking Federation.

Antoine holds a Master's degree in Computer Science from the Université Libre de Bruxelles. He started his career in IT in 2001 and developed his knowledge in the field of payments. In 2013, he became responsible for electronic payments in one of the three largest banks in the Democratic Republic of Congo.